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Direct Credit Operations Inc. dba 310-LOAN • 2007 - 7495 132nd Street - Surrey, BC, Canada V3W 1J8
APR: For a 14-day short-term loan serviced through 310-LOAN; the APR is as follows:
Alberta, British Columbia, New Brunswick, Ontario: 391%; Northwest Territories, Nunavut, Prince Edward Island, Yukon: 652%; Newfoundland And Labrador: 548%; Nova Scotia: 495%; Saskatchewan: 443%
Implications of non-payment. If you do not repay the entire loan on or before the loan due date, the loan will be subject to a one-time NSF fee of $0.75 for MB; $20 for BC, NB, and NL; $25 for ON, AB, and SK; $40 for NS; $50 for NT, NU, PEI, and YT. In addition, interest will accrue on any unpaid balance at a rate of up to 30% per annum. Late or missed payments may negatively impact your credit score or cause your account to fall into collections. In accordance with government regulations, your loan must be paid in full by the due date and may not be extended, refinanced or rolled over.