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7 Quick Ways to Come Up With Cash

A surprise bill. A sudden financial loss. A medical emergency. No matter your situation, sometimes you need to figure out a way to come up with quick cash.

That's why it helps to have an ongoing side hustle to lean on in those emergency moments; a source of  income that doesn't come from your day job but something you work at on the side. If you're looking for a short-term solution for quick cash, here are 7 tips to get you started.

1. Online Survey Sites

There are literally dozens of legit survey websites and companies that will pay you to browse the web. Many surveys take just minutes; something you can do during your downtime - like waiting for an appointment, riding the bus or rail to work, or just sitting at home watching TV.

While you won't get rich - many surveys pay about $5 per survey - it's quick and easy. Take notice, though; some surveys pay via gift cards. If you use the gift cards to purchase necessities that you would have to buy anyway; the leftover dollars in your pocket essentially translates to quick cash. 

2. Drive for Uber!

Have a decent car and insurance? You might be able to make some quick cash by taxiing for Uber. Now available in multiple postal codes across the country, Uber drivers can make a loonie or toonie in their off-time without too much work.

Toronto drivers in particular report making around $16 an hour driving for Uber. When and where you drive can impact these prices, so ask various Uber drivers in your area what they're bringing in. 

3. Deliver on Your Time

Sort of like Uber for delivery, services like DoorDash let you get paid to make local deliveries on your schedule. As of now, (summer 2018) DoorDash only delivers for restaurants that don’t have their own delivery system in place.

Working for DoorDash takes a background check and a vehicle to get set up; you can even drive a scooter. DoorDash in particular guarantees you’ll make at least $10 an hour because, unlike Uber, they’ll cover the gap if your day’s work doesn’t net that hourly wage.

4. Wrap Your Car

While we’re on the topic of cars; there’s another money-making opportunity that doesn’t require you to do much. We’re talking about wrapping your car for advertisers and it can help you bring in, on average, an extra couple hundred dollars a month.

Car Wrap ApplicationThe only catch? If you don’t drive a lot, you may have to increase your time on the line. Be careful when considering car wraps, though. There can be some illegitimate/fraudulent companies that will ask you to send money upfront, under the pretext of sending you a cheque that will for sure bounce.

Here’s a list of companies that offer car wraps for cash that won’t scam you; a few on this list are Canadian-specific companies, such as CarWraps and AdsToGo.

A couple of things to consider if you decide to go this route:
First, you'll want to make sure that you're able to safely remove the wrap without damaging your car when the time comes to sell it. You may also want to ask the company if there are magnetic decal options or stickers that may be much simpler to remove.

5. Offer Your Help

Whether or not you consider yourself a “handyperson” there are many ways to get paid helping out your neighbours - and you don’t even have to know them! With apps like Adam Helps, you can sign up for your local area to help your neighbours with small tasks for a fair wage.

Ranging from putting together an Ikea table to taking care of the pets, Adam Helps brings you together with your neighbours who pay you in quick cash or a cheque for your work. The company doesn’t take a commission, and you are free to charge whatever you want.

6. Check Out Free craigslist or Kijiji

In a previous blog, we discussed using Craigslist to sell items you currently own. In this instance, we’re suggesting something a little different - to sell other people’s stuff. It works like this:

1. Go to Craigslist in the “For Sale” section.

2. Using the search bar, type in “free” and check out the items up for grabs.

If it looks decent, you might be able to turn it around for a profit. Anything from furniture to home decor to tools can be resold.

If you are particularly crafty, you may be able to find things to fix up and sell for an even higher profit. Craigslist is currently in 12 provinces/territories across Canada - check here to see where they’re at in yours.

Another even more popular website to sell stuff is Kijiji, dubbed as Canada’s most popular local classifieds website. They, too, have a free section you can find a range of items from furniture to appliances and quite a bit in between.

7. Get a Loan

Say you need cash in hours or just a day. Unless you have a side hustle up and running, these options might not work fast enough.

For immediate cash needs, consider a quick loan. One avenue for a quick loan is a credit card cash advance. You’ll have to pay a fee but when you need money fast, convenience is key.

For those who don’t have access to a credit card or have a low credit score, consider taking out a quick payday loan online.

At 310-LOAN, there’s no credit check and you’ll get the funds in your account in 30 minutes or less upon approval - the fastest in the country.

• Borrow up to $600 for first-time borrowers and up to $1,500 for repeat borrowers.
• The application takes minutes and you don’t have to leave your house; the full application can be completed online or by phone.

Coming up with solutions for getting quick cash takes getting creative. Don’t stop with these tips; check out other resources for finding ways to get a side hustle started. Until you get up and running, though, look to 310-LOAN for a quick payday loan online and get back on track in no time!


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