Cash Advance - Quick And Easy.
A cash advance on your next payday is also commonly called a payday loan. But whatever you may call it, if you're looking for some extra money to see you through until your next payday, you have come to the right place. For more than a decade, 310-LOAN has provided its customers with fast cash using its no fax, online loan application system. Fill out an application online or call to speak with one of 310-LOAN's customer service representatives and we can have cash in your bank account in as little as 30 minutes.
How the process works
We understand that it can be a challenge to get credit. This is why 310-LOAN has made the process of getting a cash advance as simple as possible. You can either apply online or over the phone. The application process is quick and easy and once your account is open, we can deposit cash directly into your bank account in as little as half an hour.
When to use a cash advance
Having different credit options is essential for most Canadians who are dealing with the continual rise of living costs. Cash advances are a short-term source of credit that should be used to cover urgent needs or unexpected emergencies.
Qualification requirements
We're not a bank so our qualification requirements are simple:
Qualifications | Frequently Asked Questions
How to get started
If you are ready to experience the simplest payday loan online then all you need to do is Click here to get started with your application for a cash advance. If you prefer, you can call one of our friendly customer service representatives at
1-800-310-LOAN and we'll open your account over the phone in minutes.
Our history
310-LOAN was one of the first companies to offer online cash advances in Canada. We have been in business since 1999. Getting an online loan has never been simpler, and if you have any questions our call centre specializes in cash advances so you don't have to waste time finding and visiting a store location.
Why you should choose 310-LOAN
We know there are many options for cash advance companies and that you have a lot of choice for your financial needs. But at 310-LOAN we offer exceptional customer service, a simple, faxless application process and cash in your bank account in as little as 30 minutes.
Helpful staff, speedy loans
Getting a cash advance doesn't have to be a tiresome application process with faxes and waiting periods. We appreciate that you don't have time to wait days to get the money you need. It is our priority to get your money to you as soon as possible.
Blogs
For current info and discussion of Payday Loans please visit our payday loan industry blog and our consumer finance blog.
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Payday Loan 
Payday Loan Myths Busted
An excellent summary titled Myths vs. Reality of Payday Loans has been published by the CFSA.
Study: Payday Loans Cost Borrowers Less
Researchers at East Carolina University's Department of Economics published an analysis on the most common interest rates of payday loans compared to charges by bank overdraft services.
Study: Bank Fees Add Up
A recent industry study reveals how much money banks can make on overdraft fees.
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