Bad Credit Loans.
Whatever the reasons for having a not-so-perfect credit history, at 310-LOAN we realize that you need cash, fast. Take care of life's unexpected challenges without the stress of credit checks. We won't dig into your past or ask embarrassing questions. It's easy to apply online or call to speak to a friendly 310-LOAN representative to get your loan approved.
No credit check
Taking a hit to your credit rating can happen to the best of us. Unexpected challenges come up. We understand that these things happen. Here at 310-LOAN, we won't ask for explanations, and we can help you with short-term financing without a credit check.
Easy, online loan process
At 310-LOAN we understand the unexpected. When you're in a jam and need cash fast, the last thing you want to deal with is traffic, line-ups and added stress. Our complete online process allows you to quickly and easily send us the information we need so you can get the cash you need.
Why choose 310-LOAN?
We know that there are many different bad credit loan companies out there and that you have a lot of choices when it comes to choosing a bad credit payday loans provider. At 310-LOAN, we can get money to you faster and we are dedicated to provide the most friendly and helpful service in the industry.
Our history
One of the first companies to offer Internet-based bad credit loans in Canada, we've been in the business since 1999. Our call centre specializes in payday loans so you won't have to waste time and effort to find and visit a store location, but you can get a loan online.
Helpful staff, speedy loans
Bad credit personal loans don't have to be laborious application processes with waiting periods and faxes. We appreciate, that you don't want to wait around for your cash to arrive. We make it our business to get it to you immediately. Our staff is knowledgeable and always willing to help with a payday loan, one that can put cash in your account in as little as half an hour or less.
Fast approval and fast cash
When you're caught with unexpected bills or emergencies, you don't have the luxury of waiting for your much needed cash. 310-LOAN's fast online application and email money transfer means you can get your funds in as little as 30 minutes. Our process beats every other online cash advance company.
Easy, faxless application process
At 310-LOAN we keep the loan process as simple and stress-free as possible. With our no-fax payday loan system, you can forget the hassle of finding and fighting with a fax machine. Simply use our bank-statement capture tool to send us the information we need to get your loan approved.
Qualification requirements
We're not a bank so our qualification requirements are simple:
Qualifications | Frequently Asked Questions
When to use a bad credit payday loan
With the cost of living rising for most Canadians, having different credit options is essential. Payday loans are a short-term source of credit that should be used for unexpected emergencies and other urgent needs.
How to get started
If you are ready to experience the simplest payday loan online then all you need to do is click here to start your application. If you prefer to open an account over the phone then just give us a call at 1-800-310-LOAN and we'll open your account in minutes.
Blogs
For current info and discussion of Payday Loans please visit our payday loan industry blog and our consumer finance blog.

