Founded in 1999, 310-LOAN was one of the first companies in Canada to offer payday loans to consumers over the internet. From our call centre located just outside Vancouver, British Columbia, we provide a convenient source of short-term, small sum credit to Canadians without the need to visit a location.
Our Approach to Payday Loans
Payday loans (also known as cash advances, payday advances or fast cash) are a relatively new source of credit in Canada. They are used by consumers who often have an immediate need for cash and are either not satisfied with, or do not have access to, traditional bank financing. As a result, our approach to payday loans is based on the following principles:
Make the Process Simple
As one of Canada's most experienced online payday loan companies, 310-LOAN has taken an active role in the regulatory process that is underway across Canada. Since 2002 we have advocated for regulations that will deliver the best possible results for consumers through a viable and competitive payday loan market. We have been actively involved with most Provinces that have either passed payday loan legislation or are in the process of doing so. We will continue to take a leadership role in these discussions to ensure that payday loan customers have access to the credit they need through a market that is built around them.
At 310-LOAN, we believe firmly in supporting the communities where our customers and our staff live and work as well as the broader global community. Domestically, we have provided funding in support of educational initiatives for at-risk youth in Vancouver and Toronto. Internationally, we provide funding to the Genocide Intervention Network to support their education and advocacy work on behalf of the people of Darfur and elsewhere.