Credit Counselling

A payday advance is intended to be a small, short-term credit vehicle that can bridge you until your next payday. Used this way, payday loans are a valuable financial tool that can help you effectively manage your cash-flow needs. While payday loans make financial sense in the short-term, they are not intended to be a long-term source of credit.

If you find that it is difficult to fulfill your financial obligations, or if you repeatedly fall short between paydays, we encourage you to speak to our customer service staff to learn about steps that you can take to reduce your payday loan debt.

Alternatively, you may wish to speak to a credit counsellor to learn more about the options that are available to you. Credit Counselling Canada is a National association of not-for-profit credit counseling agencies who help Canadians to resolve their debt problems and learn to use money and credit effectively. Click here to visit their website.